Life Insurance Learning Center

Honest, transparent, expert advice and explainers for everything you wanted to know about life insurance.
Fundamentals
Our insurance fundamentals provides honest, transparent, expert advice and explainers for everything you wanted to know about life insurance.
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Latest from learning centre
Life insurance with a criminal record

An individual with a criminal record can get life insurance but it depends on the severity of offences, how much time has passed, and whether rehabilitation has been demonstrated. While some companies may offer traditional policies at higher premiums, others may only approve high-risk applicants for simplified or guaranteed issue life insurance. Being upfront about your record is crucial, as hiding it can lead to denied claims. Read this article to explore your options and find the best coverage for your situation.

By Christopher Poloniato
Insurance Advisor, LLQP
11 min read
What is a guaranteed insurability rider and how does it work?

A Guaranteed Insurability (GI) rider allows you to increase your life insurance coverage at specific intervals without medical exams. It’s a valuable option for those anticipating major life changes, such as starting a family or buying a home. Learn how it works, its costs, and whether it’s the right fit for your financial future.

By Vanessa Smith
Insurance Advisor, LLQP
9 min read
What is whole life insurance and how does it work in Canada? (2025)

Whole life insurance offers permanent coverage with living benefits you can use during your lifetime.

By Jason Reynold Goveas
Senior Insurance Advisor, LLQP
23 min read
Best Life Insurance for Seniors in Canada 2025 – Top Picks & Tips

Compare the options and find affordable life insurance for seniors and older people in Canada.

By Parmeet Singh
Insurance Advisor, LLQP
18 min read
How to Use Whole Life Insurance to Build Wealth: Investment Guide 2025

Learn how much whole life insurance costs at various ages and coverage amounts and if it’s worth the price.

By Vanessa Smith
Insurance Advisor, LLQP
14 min read
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