Allianz Visitor to Canada Insurance Review – 2024

Allianz Global Assistance is a leading name in the insurance industry, offering competitive visitor health insurance in Canada. Their plans cover essential needs like hospital stays, doctor visits, and ambulance services, with additional options for prescription medications, paramedical services, and emergency dental care.

This review will explore the details of Allianz visitors to Canada Insurance, covering aspects such as pricing, coverage options, and overall value, helping you decide if it’s the right insurance plan for your visit to Canada.

What are the key features of Allianz’s emergency medical plans for visitors?

Allianz provides a range of features for tourists opting for emergency protection while visiting Canada, including a higher age limit, higher coverage amount, and a range of deductible options.

Key Features of Allianz Visitor to Canada Insurance

What are the pros and cons of Allianz visitor health insurance policy?

Allianz visitor health insurance provides pros such as extensive coverage, 24*7 customer support, built-in pre-existing coverage support, and timely processing of claims. However, the cons may include higher premiums and complex terms and conditions.

Pros and cons of Allianz visitor to Canada insurance

Who is eligible for Allianz’s visitor health insurance?

You are eligible for Allianz’s visitor health insurance if you are a visitor to Canada, a Canadian not covered by a government health plan, someone on a work visa or Parent and Grandparent Super Visa, or a new immigrant awaiting government health coverage. 

Who is not eligible for visitor to Canada insurance?

Allianz’s Visitor to Canada insurance does not cover individuals diagnosed with a terminal disease or advanced-stage cancer, those who have received recent cancer treatment (excluding certain types), individuals who need daily living assistance, those over 89 years old, and individuals already covered by Canadian provincial healthcare or residing in nursing homes, hospices, or rehabilitation centers.

How does Allianz assist in processing claims?

Allianz provides assistance in processing claims through a streamlined, customer-focused approach, ensuring a smooth experience for policyholders. To benefit from this support, it is essential to contact Allianz before seeking any form of treatment. 

The assistance typically includes easy claim submission options, such as online portals or other methods specified by Allianz. Additionally, the company offers documentation support, helping you gather the necessary paperwork to process your claim. Allianz’s dedicated customer service team is also available to address any questions or concerns throughout the claims process.

How do I submit a claim?

To submit a claim under Allianz’s visitor health insurance policy, the claimant must follow these steps: Submit the completed claim forms within 30 days after incurring the expense or loss, but no later than 1 year from the date of the event. Proof of the claim should be submitted within 90 days, with a maximum period of 12 months after the event. 

Required documentation includes a fully completed and signed claim form, original bills and receipts for all expenses, medical records (such as an emergency room report, diagnosis, or a medical certificate from the treating physician), and a referral letter for physiotherapy treatments, along with any additional documents requested by Allianz Global Assistance.

How to get the best Allianz visitor health insurance rates in Canada?

Thinking about Allianz’s visitor health insurance but unsure if it’s the right fit? Let PolicyAdvisor make your decision easier! Our team of experts will help you compare quotes, so you can find the best visitor insurance policy for your needs. 

Frequently Asked Questions

Can I extend my Allianz visitor insurance while in Canada?

Yes, you can extend your Allianz Visitor Insurance while in Canada. Once your policy expires, you are entitled to an automatic extension for up to 72 hours, subject to additional charges.

Following this, you have to apply for any further extension. The extension is subject to approval and will depend on factors such as your health status and any claims made during the existing policy period. 

Is Allianz visitor insurance worth it for my trip to Canada?

Yes, Allianz Visitor Insurance is worth considering for your trip to Canada, especially if you want peace of mind and protection against unexpected medical expenses. With comprehensive coverage options, including emergency medical care and support services, Allianz ensures you’re well-covered during your stay. 

Can I get a refund if I cancel my Allianz visitor insurance?

Yes, you may get a refund if you cancel your Allianz visitor insurance. A full refund is available for policies that are cancelled within 10 days of purchase. In order to avail of a complete refund, you may have to submit documents such as a fully completed and signed Refund Request form, a confirmation of your coverage, proof of early return and any additional documents required by the company.

Are pre-existing conditions covered under the Allianz visitors to Canada insurance?

Allianz Visitors Health Insurance includes pre-existing condition coverage for individuals whose conditions have remained stable for 90 days (for those under 59) or 180 days (for those aged 60 to 89).

Does Allianz cover emergency medical transportation?

Yes, Allianz Visitor Insurance typically covers emergency medical transportation, including ambulance services and, if necessary, air evacuation to the nearest appropriate medical facility. For all the plans, the coverage amount for emergency medical transportation is up to the sum insured.